James Montijo

"Great planning starts with listening."

James Montijo is a Financial Advisor and Financial Planner dedicated to helping clients bring clarity and structure to their financial lives. With over five years in the industry, he partners with high-net-worth individuals, business owners, and families to simplify complexity and align financial decisions with long-term goals.

James believes meaningful planning starts with listening, understanding not just the numbers, but the life those numbers are meant to support. By taking the time to understand each client's priorities, he builds tailored strategies that evolve alongside their lives, through career growth, business transitions, and the milestones that matter most.

A practical, real-world perspective.

Before financial services, James built a career in sales leadership, experience that gives him a grounded, practical view of the pressures clients face. He understands what it takes to build a career, manage a business, and support a family, all while planning for the future. As a non-captive advisor, he offers objective guidance and access to a broad range of strategies, helping clients make informed decisions with confidence as their lives evolve.

Why this work is personal.

For James, financial planning isn't only a profession, it's personal. Growing up in a close-knit Puerto Rican family in Manhattan, he experienced both stability and sudden financial hardship when his father suffered a life-altering stroke. That experience reshaped his understanding of money, not only as a tool for growth, but as a foundation for protection, resilience, and family security. It is why his approach is grounded in education and preparation, helping clients understand their full financial picture so they can make confident decisions over time.

Family, balance, and legacy.

James is married to his high school sweetheart, Julissa, and together they are the proud parents of twin daughters, Madison and Gabriella. As a husband and father, he brings a personal understanding of responsibility, balance, and legacy to every client relationship. Outside the office, James enjoys time with his family, playing softball, traveling, golfing, and embracing the simple moments that matter most.

At the core of James's work is a commitment to long-term relationships built on trust, transparency, and thoughtful guidance. Whether clients are navigating growth, protecting what they have built, or planning a legacy, he aims to remain a steady resource through every stage of life.