Business Planning
Guidance for business owners on succession planning, buy-sell strategies, key person insurance, executive benefits, and business continuity planning.
Your business is your largest asset. The plan should reflect that.
Most owner financial plans treat the business as an afterthought. Ours starts there. The decisions an owner makes about ownership structure, retirement plan design, key-person coverage, and succession often have larger long-term effects than any portfolio choice.
We help business owners coordinate the personal financial plan with the business plan, preparing for an internal transition, an outside sale, or continuity in the event of death or disability. We work alongside the company's CPA, attorney, and (where applicable) M&A advisor.
How we work on this with you.
- Succession and exit planning review
- Buy-sell agreement funding
- Key person insurance
- Executive bonus and deferred compensation
- Business continuity planning
- Coordination with CPA and counsel
Important: Buy-sell agreements and business succession documents must be drafted by a qualified attorney. Funding strategies described are general; appropriateness depends on the specific facts of the business and the agreement.
Other ways we may be able to help.
Employer-Sponsored Retirement Plans
Design and oversight of employer-sponsored retirement plans, including 401(k), SEP IRA, and SIMPLE IRA plans, aligned with both business and employee goals.
Learn more → 10Employer Benefits & Executive Planning
Analysis and optimization of compensation and benefits packages, including retirement plans, equity compensation, and deferred compensation strategies.
Learn more → 05Estate Planning & Wealth Transfer
Coordination with legal and tax professionals to implement wills, trusts, beneficiary strategies, and efficient wealth transfer plans.
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