Comprehensive Financial Planning for Life, Business, and Legacy.
A relationship-driven wealth advisory practice serving individuals, families, executives, and business owners with thoughtful, education-first planning at every stage of wealth.
Built around the people we serve, not products.
At Solera Advisory Group, we serve individuals, families, executives, and business owners who value clarity, experience, and a long-term approach to financial decision-making. Our clients range from those building momentum early in their financial journey to high-net-worth individuals focused on preserving, growing, and transferring wealth across generations.
Our team-based advisory model allows us to deliver the appropriate level of guidance at every stage of wealth. Senior advisors lead advanced planning and strategic oversight for complex financial needs, while our broader advisory team ensures accessibility, education, and ongoing support for clients earlier in their journey. This structure is designed to provide continuity, depth, and personalized attention, no matter where life or business takes you.
the people we serve."
Solera (pronounced Suh-leh-ruh), a time-honored method of blending experience across generations, allowing strength, balance, and depth to build over time. Each layer supports the next.
Planning is a process, not a transaction.
The Solera Approach
Our practice is built on a holistic, comprehensive planning philosophy that begins with listening. We take the time to understand each client's goals, values, priorities, and concerns before recommending any strategy. Every plan we create is tailored, designed to align financial decisions with the life our clients want to live.
As non-captive advisors, we maintain objectivity by offering access to a broad range of solutions from A-rated carriers and leading investment platforms.1 This independence is intended to keep our focus on what best serves our clients, not on selling products.
Financial planning is not a one-time event. As lives, families, businesses, and markets change, we adapt strategies thoughtfully and intentionally. Our goal is to build long-term relationships rooted in trust, transparency, and disciplined planning, so clients feel confident making decisions in every season of life.
1 Carrier ratings are provided by independent third parties and are subject to change. Availability of products and platforms varies and is subject to suitability, eligibility, and applicable licensing requirements.
A coordinated approach to every part of your financial life.
From foundational planning to advanced wealth preservation, our services are designed to work together, coordinated with your tax and legal advisors so every decision supports the next.
Financial Planning
Personalized, goal-based strategies designed to organize, grow, and protect financial resources.
Learn more → 02Wealth Management
Customized portfolio construction, asset allocation, and ongoing investment monitoring with a long-term, tax-aware focus.
Learn more → 03Retirement Planning
Accumulation strategies, retirement income planning, Social Security analysis, and tax-efficient distribution planning.
Learn more → 04Insurance & Asset Protection
Evaluation of life, disability, and long-term care insurance strategies designed to help protect income and assets.
Learn more → 05Estate & Legacy
Coordination with legal and tax professionals on wills, trusts, beneficiary strategies, and efficient wealth transfer.
Learn more → 06Business Planning
Succession, buy-sell strategies, key person insurance, executive benefits, and continuity planning for owners.
Learn more →Asset-Map. Every part of your financial life.
We use Asset-Map as part of our planning process to help clients see how each piece of their financial life connects, assets, liabilities, insurance, income, and the people who depend on them.
Asset-Map is a third-party visualization tool. Use of Asset-Map does not constitute investment advice and is provided for informational and organizational purposes only.
What an Asset-Map clarifies
- How accounts, assets, and policies connect
- Where coverage may be redundant or missing
- How beneficiaries and dependents are aligned
- Where strategy gaps may exist before they cost you
The people behind your plan.
Founding advisors James Montijo and Edgar Montenegro bring decades of combined experience and a shared commitment to disciplined, education-first planning.
James Montijo
With over five years in the industry, James partners with high-net-worth individuals, business owners, and families, turning complex financial lives into clear, disciplined strategy.
Read James's story →Edgar Montenegro
With more than 15 years in financial services, Edgar brings a rigorous, tax-aware approach, a Fordham-educated, MBA-credentialed advisor working closely with families and business owners.
Read Edgar's story →Common questions about Solera Advisory Group.
If your question isn't answered here, an introductory conversation is the easiest place to start, no obligation.
What does Solera Advisory Group do?
Solera Advisory Group is a comprehensive financial planning and wealth advisory practice. We work with individuals, families, executives, and business owners on financial planning, investment advisory, retirement, insurance, estate and legacy, tax-aware planning, and business planning, coordinated as one integrated plan rather than a collection of products.
Who do you serve?
We serve clients at every stage of wealth, from those building their financial foundation to high-net-worth families focused on preserving, growing, and transferring wealth across generations. Our team-based advisory model is designed to deliver appropriate guidance regardless of where a client is in their financial journey, with senior advisors leading complex planning while our broader team supports accessibility and continuity for clients earlier in their financial lives.
Where is Solera Advisory Group licensed?
Solera Advisory Group's advisors are licensed to offer securities and/or investment advisory services in New York, New Jersey, Florida, California, Texas, Connecticut, North Carolina, and Pennsylvania. Individual advisor licensing may vary by state; see each advisor's page for their specific state registrations. Insurance licensing may differ by state.
How is Solera Advisory Group affiliated with Prudential?
How do I schedule a consultation?
An introductory consultation is complimentary, educational, and carries no obligation. Visit the Contact page to request a meeting. No products are recommended in a first meeting.
Have a different question? Get in touch with our team →