Employer-Sponsored Retirement Plans
Design and oversight of employer-sponsored retirement plans, including 401(k), SEP IRA, and SIMPLE IRA plans, aligned with both business and employee goals.
Retirement plans designed for the business and the people in it.
The right retirement plan structure depends on the size of the business, the demographics of the workforce, the goals of the owner, and the budget. We help employers select between 401(k), SEP IRA, SIMPLE IRA, and (where appropriate) defined benefit / cash balance plans, then handle ongoing plan support.
We coordinate with third-party administrators and recordkeepers, support fiduciary process documentation, and provide employee education to drive participation. For owners, we also model how plan design affects personal retirement savings capacity.
How we work on this with you.
- Plan selection and design analysis
- TPA and recordkeeper coordination
- Fiduciary process documentation
- Employee enrollment and education
- Ongoing plan reviews
- Owner-level retirement modeling
Important: Plan sponsors have fiduciary responsibilities under ERISA. Solera Advisory Group provides plan design guidance and education; certain plan administration and recordkeeping services are provided by third parties. Compliance with ERISA and IRS requirements is the responsibility of the plan sponsor.
Other ways we may be able to help.
Business Planning
Guidance for business owners on succession planning, buy-sell strategies, key person insurance, executive benefits, and business continuity planning.
Learn more → 09Group Benefits Planning
Full-service consulting for health, life, and disability insurance programs designed to help businesses attract talent while managing cost and coverage.
Learn more → 10Employer Benefits & Executive Planning
Analysis and optimization of compensation and benefits packages, including retirement plans, equity compensation, and deferred compensation strategies.
Learn more →